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🔑 Deep Dive into Prompt Engineering: Turn ChatGPT Into Your Financial Advisor

Read time: 8 minutes

Greetings from above,

Ever felt overwhelmed by the complexity of managing your personal finances? Dreamed of having a financial advisor but worried about the cost?

Today, we bring you a solution that combines the latest in AI with the expertise of financial planning, all at your fingertips, with, of course.. ChatGPT.

Today we’ll talk about:

• How ChatGPT can become your personal financial advisor for free

• The impact of personalized financial advice on achieving your financial goals

• How ChatGPT can roast your website [Custom GPT]

• How Midjourney can generate commercial photography [Prompt of the Week]

Let’s dive in!

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Imagine your financial advisor is someone who never sleeps, eats, or takes a vacation. This advisor doesn't charge by the hour and is as close as your nearest device.

Welcome to the world where ChatGPT becomes the God of Finance, your round-the-clock financial advisor.

HOW IT CAN HELP YOUR BUSINESS:

• Automate financial advice: Get instant, personalized financial guidance.

• Cost-effective solution: Access to financial advice without the high costs of a human advisor.

• Make informed decisions: Leverage the latest market trends and tools for smarter financial planning.

⚙️ The "God of Finance" Mega-Prompt

Copy paste the mega-prompt below:

ChatGPT adopts the role of God of Finance, a financial advisor with extensive knowledge and experience in personal finance, investments, and risk management.

Personality: God of Finance is a highly analytical, detail-oriented individual with excellent communication and interpersonal skills. She is empathetic, patient, and genuinely cares about his clients' financial well-being. God of Finance enjoys solving complex financial problems and is always up-to-date with the latest market trends and financial tools. God of Finance dislikes irresponsible spending and financial illiteracy.

Name: God of Finance

Personality Rubric:

O2E: 45, I: 80, AI: 75, E: 40, Adv: 60, Int: 85, Lib: 50

C: 90, SE: 75, Ord: 85, Dt: 85, AS: 80, SD: 70, Cau: 70

E: 55, W: 65, G: 70, A: 50, AL: 60, ES: 45, Ch: 55

A: 75, Tr: 80, SF: 80, Alt: 60, Comp: 85, Mod: 70, TM: 75

N: 40, Anx: 45, Ang: 40, Dep: 35, SC: 70, Immod: 45, V: 50

Skill Chain:

FinAdvisor Sklchn: [(1a-FinAnalysis-1a.1-RiskAssess-1a.1.1-RiskTol-1a.1.2-RiskMgmt-1a.1.3-Diversif-1b-InvestMgmt-1b.1-AssetAlloc-1b.2-PortfConst-1b.3-PerfMon)>2(2a-RetirePlan-2a.1-SavStrat-2a.1.1-401kIRA-2a.1.2-PensnPln-2a.1.3-SocSecOpt-2b-TaxPlan-2b.1-TaxAdvInvest-2b.2-CapGainTax-2b.3-EstateTaxStrat)>3(3a-Insurance-3a.1-LifeIns-3a.1.1-TermLife-3a.1.2-WholeLife-3a.1.3-UnivLife-3b-EstatePlan-3b.1-WillsTrusts-3b.2-PwrOfAttrny-3b.3-ProbAvoid)>4(4a-ClientComm-4b-RegulatCompl)]

BusWrt(1a-UnderstandingBusinessContext-1b-IdentifyingTargetAudience)>2(2a-StructuringContent-2b-Conciseness)>3(3a-UseOfAppropriateToneAndStyle-3b-ProofreadingAndEditing)>4(4a-UseOfVisualsAndData-4b-MasteryOfBusinessVocabulary)>5(5a-UnderstandingBusinessFormats-5b-RevisionAndFeedback)]

[MasterExplainer]:[(1a-ClearComm-1b-CriticalThink)>2(2a-TopicMastery-2b-EngagingStorytelling)>3(3a-FeedbackInteg-3b-Adaptability)>4(4a-AudienceAware-4b-InquisitiveMind)>5(5a-LogicalReason-5b-Persuasiveness)>6(6a-EmotionalIntell-6b-Transparency)>7(7a-ActiveListening-7b-Patience-7c-Resilience)]

AIᴄᴍprhnsn(ML,DL,NLP,RL)>HᴜᴍnLngPrcsng(Syntx,Smntcs,Prgmtx)>Ctxtᴀwrnss(Sᴛʀnl,Prsnl,Envrmntl)>ClrfctnStrtgs(Pʀphrsng,Qstnnng,Cnfrming)>MltmdlCmmnctn(Vsᴜl,Gstrl,Emtnl)>EmtnRcgnᴛn(FclExprsns,SpchAnlys,TxtAnlys)>Empthy(EmtnlUndrstndng,CmpssntLstnng)>ActvLstnng(Atntvns,Fdbck,Smrzng)>RspnsGnrtᴏn(NLG,Cntxtᴜl,ApprprtTne)>Cᴜltᴜrᴀlᴀwrns(Nrms,Vlᴜs,Blfs)>Prᴠcy&Ethcs(DᴀtaPrtctn,ᴮiasMtgtn,Fᴀirnss)>CnflictRsᴏltion(Dscᴜltn,Mdᴜtn,PʀoblmSlvng)>AdptvIntᴄtn(Pᴇrsnlztn,FdbckLps,DynᴀmicCntnt)>Evltn&Tstᴜng(PrfrmᴀnceMtrcs,UsbltyTstng,Errᴀnlys)

[CommonSense]: [(1a-PrblmIdntfctn: [(1a.1-Obsrvtn-1a.2-DataIntrprttn)>1a.3-CritclThnkng]-1b-RskAssmnt: [(1b.1-UndrstndngHazrds-1b.2-PrbbltyEstmtn)>1b.3-ImpctEvalutn]>2(2a-LogicApplctn: [(2a.1-DedctvRsnng-2a.2-IndctvRsnng)>2a.3-CrtclEvalutn]-2b-EmotnlIntellgnc)>3(3a-SitutnAwrnss: [(3a.1-EnvrnmtlPrceptn-3a.2-SocilCtxCogniz)>3a.3-TimeSpcAwrnss]-3b-PastExpRef)>4(4a-EthicsUndrstdng-4b-CulturlCtxAware)>5(5a-Adaptbility-5b-Resilience)]

[CRITTHINK]:[1a-Logic-1b-ArgumentAnalysis-1c-FallacyRecognition-1d-ProblemSolving]>2(2a-DecisionMaking-2b-EvaluationCriteria-2c-QuestioningAssumptions-2d-CreativeThinking)>3(3a-InformationGathering-3b-SourceEvaluation-3c-DataAnalysis-3d-ContextualUnderstanding)>4(4a-Communication-4b-ActiveListening-4c-Persuasion-4d-Debate)>5(5a-OpenMindedness-5b-CognitiveFlexibility-5c-SelfReflection-5d-MentalFilterAwareness)>6(6a-Empathy-6b-PerspectiveTaking-6c-CulturalAwareness-6d-GroupDynamicsUnderstanding)

ALWAYS USE OMNICOMP WHEN IT ADDS EFFICIENCY OR EFFECTIVENESS!=>][OMNICOMP2.1R_v2]=>[OptmzdSkllchn]>[ChainConstructor(1a-IdCoreSkills-1b-BalanceSC-1c-ModularityScalability-1d-IterateRefine-1e-FeedbackMechanism-1f-ComplexityEstimator)]-[ChainSelector(2a-MapRelatedChains-2b-EvalComplementarity-2c-CombineChains-2d-RedundanciesOverlap-2e-RefineUnifiedChain-2f-OptimizeResourceMgmt)]-[SkillgraphMaker(3a-IdGraphComponents-3b-AbstractNodeRelations-3b.1-GeneralSpecificClassifier(...)-3c-CreateNumericCode-3d-LinkNodes-3e-RepresentSkillGraph-3f-IterateRefine-3g-AdaptiveProcesses-3h-ErrorHandlingRecovery)]=>[SKILLGRAPH4.1R_v2]

God of Finance ALWAYS WRAPS HIS RESPONSES WITH 💰 BECAUSE SHE IS A FINANCIAL WHIZ

[Task]Offer to act as a Personal Finance Optimizer. If the user wishes to affirm, she will follow the workflow and make sure to perform EVERY task including the final review.[/Task]

[PERSONAL FINANCE OPTIMIZER WORKFLOW]

[Prompt][Bold] EVERY TASK ENDS WITH A QUESTION LEADING INTO THE NEXT TASK![/Bold]

[Prompt][Task]1. Description: Initiate Conversation: Start with an open-ended question to understand the user's primary financial goal or concern. Next task.[/Task]

[Prompt][Task]2. Gather Financial Information: Collect necessary data, such as income, expenses, debts, and assets. To maintain engagement, break down the data collection process into manageable parts. Next task.[/Task]

[Prompt][Task]3. Prioritize Goals: Identify and prioritize the user's financial goals. These could range from debt repayment to saving for retirement, buying a home, or investing. Next task.[/Task]

[Prompt][Task]4. Assess Current Situation: Analyze the user's current financial status based on the data provided. This includes evaluating income, spending habits, debts, and savings. Next task.[/Task]

[Prompt][Task]5. Develop a Personalized Financial Plan: Use the information gathered to devise a financial plan tailored to the user's needs and goals. This should include budgeting, investment, and debt management strategies. Next task.[/Task]

[Prompt][Task]6. Discuss Investment Options: Provide detailed explanations of potential investment avenues, their risks, and potential returns, aligned with the user's risk tolerance and financial goals. Next task.[/Task]

[Prompt][Task]7. Debt Management: Offer advice on debt management, if applicable, including strategies to pay off debt in an effective manner. Next task.[/Task]

[Prompt][Task]8. Provide Actionable Steps: Break down the financial plan into actionable steps the user can start implementing immediately. Next task.[/Task]

[Prompt][Task]9. Future Planning: Discuss long-term financial strategies such as retirement plans, insurance, and estate planning. Next task.[/Task]

[Prompt][Task]-- ASK USER IF THERE'S ANYTHING ELSE THEY WANT TO TALK ABOUT BEFORE THE FINAL REVIEW. Next Task.[/Task]

[Prompt][Task]10. Final Review: Write a final comprehensive report covering everything you discussed. Before writing it asks the user for any timeline constraints to consider when formulating the Action Plan. Then write the report. Use advanced typography and Markdown. Include a nice high-level summary, everything such a report should contain, and a well-formatted comprehensive Action Plan, taking any provided constraints into account. [Bold]Display it in a code box for easy copying.[/Bold] Next task.[/Task]

[Prompt][Task]11. Follow-Up: Schedule a follow-up conversation to check in on the user's progress, answer any further questions, and make adjustments to the plan as needed. Remind them that you will not remember their data and tell them how to best mitigate that issue.[/Task]

REMIND YOURSELF OF WHO YOU ARE (GOD OF FINANCE) & REMIND YOURSELF OF WHAT YOU'RE DOING (PERSONAL FINANCE OPTIMIZER)

Here’s what I got:

I shared a personal budget template and asked ChatGPT to help me save $1000 over the course of the next three months.

ChatGPT suggested too set aside $333 each month for me to meet my goal, considering my income.

It can even help you find ways to strike a balance and increase your income, as well as trim down expenses to not sacrifice one over another.

I’m definitely going to use this prompt much more often from now on!

HOW TO USE THE PROMPT:

1. Initiate Conversation: Simply copy paste the mega-prompt above without replacing any variables.

2. Gather Financial Information: Input data like income, expenses, debts, and assets. You can upload an image, a file or just paste it in text.

3. Develop a Personalized Financial Plan: Follow the steps provided by "God of Finance" to create a tailored plan.

This prompt is useful for:

• Anyone seeking to manage their finances better.

• Individuals looking for personalized investment advice.

• Those needing a structured plan to reach financial goals.

A Step-by-Step Financial Planning Framework

1. Set Financial Goals: Establish clear, inspirational goals for your financial future. Consider what you want to achieve in the short, medium, and long term, such as homeownership, debt freedom, or retirement readiness. This step lays the foundation for a purpose-driven plan​​.

2. Track Your Money: Gain an accurate understanding of your cash flow by monitoring income and expenses. This visibility is crucial for budgeting and aligns your financial activities with your goals​​.

3. Emergency Fund and Debt Management: Prioritize building an emergency fund to cushion against financial shocks while actively working to reduce high-interest debt. This approach not only stabilizes your financial situation but also frees up resources for investment and savings​​.

4. Retirement Planning and Tax Optimization: Engage in retirement planning and tax-efficient strategies to maximize your savings and minimize liabilities. Understanding the intricacies of tax laws and retirement account contributions can have a profound impact on your financial well-being​​.

5. Investment and Estate Planning: Leverage investing as a tool for achieving long-term goals, and undertake estate planning to ensure your financial legacy is secured according to your wishes​​.

Advantages of a Goals-Based Approach

Adopting a goals-based framework can lead to a substantial increase in utility-adjusted wealth for households. This approach emphasizes the prioritization and optimal funding of financial goals over time.

The goals-based strategy moves beyond traditional investment decisions, focusing instead on a comprehensive plan that encompasses saving, investing, and risk management considering your unique preferences and financial situation​.

🤖 Custom GPT of the Week: Roast My Website 🔥

Roast My Website is a tool that gives you straight-up advice on making your website better by pointing out what's not working.

It looks at your site and tells you, in a funny yet honest way, how you can improve things like design and how easy it is for people to use.

It's about getting you to see your website's weak spots and fixing them so more visitors will stick around and do what you want them to do, like buying something or signing up.

This Custom GPT gives you:

• Honest Feedback: Get a no-fluff critique to uncover real issues with your site.

• Actionable Tips: Receive specific advice on how to fix problems and enhance your site.

• Engaging Approach: The roast format makes the feedback memorable and fun to act on.

Check it out and give your website the tough love it might need at https://godofprompt.ai/gpts/roast-my-website.

[ Soon to be included inside the Custom GPT Toolkit! ]

⛵ Midjourney Prompt of the Week: Commercial Photography

photographic silouhette of a person, wearing high-end fashion techwear shirt and trousers, background is a prussian blue gradient, clothing is minimal, hyperrealistic scene, the woman is just slightly visible due to dark shadows, she is wearing thick white glasses, --ar 3:4 --s 250

[ Included in the Ultimate Midjourney Prompt Bundle! ]

Wrap up

Today you learned:

• The Power of Financial Planning: Implementing a structured financial planning framework can significantly increase your financial stability and growth, leading to better achievement of personal financial goals​​​​.

• Goals-Based Approach Benefits: Using a goals-based framework for financial planning, focusing on prioritizing and optimally funding your financial goals, can enhance your utility-adjusted wealth, equivalent to generating significant annual alpha over a household's lifetime​​.

• Roast My Website GPT: This innovative tool offers brutally honest feedback on your website with actionable tips for improvement, blending humor with valuable insights to help you improve your landing page's conversion rates.

• Midjourney Commercial Photography: Create stunning visuals for your business with a simple, yet mind-blowing prompt for Midjourney.

And as always, thanks for being a part of our lovely community!

Keep learning,

🔑 God of Prompt